Term life insurance features the most straightforward and affordable life insurance option by covering you for a set "term" (typically 10 to 30 years). If you pass away during the term period, your beneficiaries receive a cash payment.

 

 

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If you’re like many adults in their 30s, you’re going
through a whole lot of big life changes. Maybe you’re
buying your first home, getting married, having kids, or
starting a business. Whatever you’re going through as a
30-something, chances are there’s one thing you may
not be thinking of: life insurance.

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Whole life insurance can last the rest of your life with a guaranteed payout for your loved ones.

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As a 40-something, you’re likely in the midst of some
financially demanding years, with a complex mix of
responsibilities and assets you want to protect. Here are
a few critical reasons why it may make sense to get life
insurance in your 40s.

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Yes, the life insurance policies that Ethos sells cover coronavirus (COVID-19). Although the coronavirus is not explicitly mentioned in the policy contract, death from a pandemic is not considered an exclusion with our life insurance policies. 

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When you reach your 50s, you have many things to look
forward to. Your kids are most likely older or already
grown, and you are probably more financially secure than
ever before. However, when it comes to financial planning
for your 50s (and up), does life insurance have a place?

 

 

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